Dealer Services Underwriter 5 Financial & Banking - Home, PA at Geebo

Dealer Services Underwriter 5

Analyzes, evaluates and approves indirect consumer loan and lease applications, including but not limited to auto loans and leases, RV loans and boat loans in accordance with industry and business unit standards. Manages and executes underwriting decisions for dealer relationships as well as building relationships that will grow loan volumes and credit quality with the assigned dealerships. Works to cross-sell U.S. Bank products to deepen dealer relationships. Gathers, analyzes and interprets all types of credit information for existing and prospective retail banking customers in order to maximize credit and minimize risk and potential loss. Develops and maintains a loan and lease portfolio consistent with the Bank's guidelines for credit quality and pricing. Approves and/or denies loans within certain limits and makes credit structure and loan pricing decisions.
Basic Qualifications
Bachelor's degree, or equivalent work experience
Five or more years of experience in credit analysis and/or underwriting loans
Preferred Skills/Experience
Well-developed ability to analyze and interpret credit quality information
Advanced knowledge in credit and risk analysis, underwriting, administration, policy and procedure
Demonstrated effective judgment in making loan decisions
Thorough knowledge of accounting and finance principles
Proficient computer skills, especially Microsoft Office applications
Effective verbal communication and writing/documentation skills
. Apply now!Estimated Salary: $20 to $28 per hour based on qualifications.

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